Bad Credit Credit Cards

These are the current top credit card offers for bad credit. Did you get a preapproved letter in the mail telling you to go to yescreditone.com or cortrustbankcc.com? Well you can stay here and apply for one of the credit cards below!

Editor’s Note: We suggest you apply for the Orchard Bank Credit Cards first. If you don’t get approved, please come back and try the prepaid credit card applications.

Orchard Bank Classic MasterCards




  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*14.99-19.99% (Variable)*$39.00 1st year, then $59.00*Bad Credit*

Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*14.99-19.99% (Fixed)*$39.00 1st year, then $59.00*Bad Credit*

Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*14.99-19.99% (Variable)*$39.00 1st year, then $59.00*Bad Credit*

Orchard Bank Visa Cards




  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Knowledgeable customer service representatives to assist you with questions or concerns

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*14.99-19.99% (Fixed)*$39.00 1st year, then $59.00*Bad Credit*

Green Dot® PrePaid MasterCard®




  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*N/A*$0.00*No Credit Check*

UPside Visa® Prepaid Card




  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*N/A*$0.00*No Credit Check*

BuyRIGHT Prepaid MasterCard®




  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*N/A*$0.00*No Credit Check*

Prepaid Visa® Pink Diamond RushCard




  • 100% Guaranteed Approval* - No Credit Check.
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund.
  • Only card that lets you change your fee plan whenever you want to.
  • Free prescription discount card.
  • Easy Bill Pay - pay bills, rent, or write personal checks.
  • Card to card transfers.

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*N/A*$0.00*No Credit Check*

Vision Premier® Visa® Prepaid Card - Simple & Fair




  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*N/A*$0.00*No Credit Check*

Account Now Gold Visa® Prepaid Card




  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Free Online Bill Payment
  • Up to $10,000 balance limit
  • Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*N/A*$0.00*No Credit Check*

AccountNow® Prepaid Visa® Card




  • $0 Monthly Fee
  • 100% Guaranteed Approval* - No Credit Check
  • No Minimum Balance
  • Free Direct Deposit and Online Bill Payment
  • Now with Purchase Rewards
  • Perfect for Tax Refund direct deposit

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*N/A*$0.00*No Credit Check*

Green Dot® Gold PrePaid Visa®




  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
N/A*N/A*$0.00*No Credit Check*

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