Balance Transfer Cards

Get a deal on a balance transfer credit card. Are you wasting money on a high interest rate credit card? Apply for a balance transfer credit card and save money on interest when you transfer your balance.

Our top balance transfer credit cards are displayed below. Review our offers then apply online to start saving money with a low apr balance transfer card.

Discover® More® Card




  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
0%*
for 15 months on purchases & balance transfers*
10.99% - 20.99% (Variable)*None*Excellent Credit*

Discover® More® Card

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
0%*
for 18 months on Balance Transfers; 6 on Purchases*
10.99% - 20.99% (Variable)*None*Excellent Credit*

Discover® Open Road Card

  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at any gas station and any restaurant all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
0%*
for 12 months on purchases & balance transfers*
10.99% - 20.99% (Variable)*None*Excellent

Discover® Motiva Card




  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
0%*
for 15 full months on Balance Transfers and Purchases*
10.99% - 20.99% (Variable)*None*Excellent

Escape by Discover® Card




  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
0%*
for 6 months on purchases and balance transfers*
10.99%-16.99% (Variable)*$60*Excellent Credit*

Miles by Discover® Card




  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
0%*
for 6 months on purchases & balance transfers*
10.99%-16.99% (Variable)*None*Excellent

Visa® Black Card




  • Made with carbon, not just another piece of plastic; Membership is limited
  • 24-hour concierge service at your disposal
  • Access to over 600 VIP airport lounges worldwide in over 100 countries
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Accepted globally; zero liability protection against unauthorized purchases

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
0%*
for 15 months on balance transfers*
14.99%*$495.00*Excellent Credit*

PenFed VISA Platinum Gas/Cash Rewards Card




  • 13.99% APR - Lower than most rewards cards
  • Earn 5.00% cash back from gas purchases paid at the pump*
  • Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
  • Up to $50,000 limit
  • No Annual Fee
  • Cash Rewards credited each month
  • No special restrictions to earn your cash rewards
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
4.99%-6.99% on balance transfers*
for 24 months*
13.99%*None*Excellent Credit*

PenFed Promise VISA Card




  • Absolutely No Fees
  • 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
  • No-fee cash advances carry a 17.99% APR
  • No Foreign Transaction Fees
  • Some restrictions apply.
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
7.49%
36 months for purchases and balance transfers*
9.99%*None*Excellent Credit*

Iberiabank Visa® Platinum Card




  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
1.99%*
for 6 billing cycles on balance transfers*
9.25%, 12.25%, or 15.25%*None*Excellent Credit*

Iberiabank Visa® Classic Card




  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online access to credit card account information

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
1.99% on balance transfers
for 6 months on balance transfers*
7.25%, 10.25%, or 13.25%*None*Excellent Credit*

Iberiabank Visa® Gold Card




  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information

Intro APR & PeriodRegular APRAnnual FeeCredit Needed
1.99% on balance transfers
for 6 months on balance transfers*
9.25%, 12.25%, or 15.25%*None*Excellent Credit*

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