Quick Shopping Tips
Keep these quick tips in mind when looking for and using a credit card.
- Shop around for the card that best fits your needs.
- Make sure you understand a plan’s terms before you accept the card.
- Hold on to receipts to reconcile charges when your bill arrives.
- Protect your cards and account numbers to prevent unauthorized use. Draw a line through blank spaces on charge slips so the amount can’t be changed. Tear up carbons.
- Keep a record – in a safe place separate from your cards – of your account numbers, expiration dates and the phone numbers of each issuer to report a loss quickly.
- Keep an eye on your credit report.
- Carry only the cards you think you’ll use.
