Low Interest Credit Cards
Get a deal on a low APR credit card and start saving money with a lower interest rate and earn great rewards including cash back. Many of the cards listed offer 0% intro apr intro rates on purchases and/or balance transfers.
These are the current top credit card offers for low interest. Save money with these cards that have a low interest rate.
Discover® More® Card - Balance Transfer Fee* 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR & Period Regular APR Annual Fee Credit Needed 0.00%* for 6 months on purchases* 10.99-20.99% (Fixed)* $0.00* Excellent Credit*
Blue Cash EverydaySM from American Express Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases No spend minimum, No enrollment, and No rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time
Intro APR & Period Regular APR Annual Fee Credit Needed 0.00%* for 12 months on purchases* 17.24-22.24% (Variable)* $0.00* Excellent Credit*
Escape by Discover® Card Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months Double Miles on every $1 you spend 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR & Period Regular APR Annual Fee Credit Needed 0.00%* for 6 months on purchases* 10.99-16.99% (Variable)* $60.00* Excellent Credit*
Discover® More® Card 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR & Period Regular APR Annual Fee Credit Needed 0.00%* for 15 months on purchases* 10.99-20.99% (Variable)* $0.00* Excellent Credit*
Discover® Student Card Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%* 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR & Period Regular APR Annual Fee Credit Needed 0.00%* for 6 months on purchases* 13.99-20.99% (Variable)* $0.00* Fair Credit*
Blue Sky from American ExpressSM No annual fee Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime Pay your bill all at once, or over time. It's up to you. Blue Savings Program®: big deals on big brands, all the time Rated 'Best Airline Credit Card' by Card Ratings Consumer's Choice Awards in 2010 Get approved in 60-seconds
Intro APR & Period Regular APR Annual Fee Credit Needed 0.00%* for 12 months on purchases* 17.24-22.24% (Fixed)* $0.00* Excellent Credit*
Discover® Motiva Card Earn Cashback Bonus® for your good credit management 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR & Period Regular APR Annual Fee Credit Needed 3.99%* for 15 months on purchases* 10.99-20.99% (Variable)* $0.00* Excellent
Discover® Student Card 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR & Period Regular APR Annual Fee Credit Needed 0.00%* for 9 months on purchases* 13.99-20.99% (Variable)* $0.00* Fair Credit*
Miles by Discover® Card Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR & Period Regular APR Annual Fee Credit Needed 0.00%* for 6 months on purchases* 10.99-16.99% (Variable)* $0.00* Excellent
Discover® Open Road Card Receive a $150 Restaurant.com Gift Certificate with first purchase 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%* 2% automatically at any gas station and any restaurant all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR & Period Regular APR Annual Fee Credit Needed 0.00%* for 12 months on purchases* 10.99-20.99% (Variable)* $0.00* Excellent
Discover® Open RoadSM Card for Students 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* Double Cashback Bonus®* at gas stations and restaurants Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR & Period Regular APR Annual Fee Credit Needed 0.01%* for 9 months on purchases* 13.99-20.99% (Variable)* $0.00* Fair Credit*
Iberiabank Visa® Select Card Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period. Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness. Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online access to credit card account information Low Annual Fee of $35.00
Intro APR & Period Regular APR Annual Fee Credit Needed 0.00%* for 12 months on purchases* 7.50-11.50% (Fixed)* $35.00* Excellent Credit*